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SIGNED THE FIRST AGREEMENT BETWEEN THE CITY OF MEDITERRANEAN ABARE AND HOUSING MORTGAGE FOR YOUNG AND THE MICRO-CREDIT PROGRAM (26/05/2008)

For the first time the Hon.

City Council Abarán and Mediterranean Fund signed cooperation agreements for the development of the Young Mortgage and the Microcredit Program CAM.

This morning the President of the Territorial Council of Murcia Caja del Mediterráneo, D.

Angel Martinez, Regional Manager in Murcia, D.

Ildefonso Riquelme Manzanera and Mayor Abarán, D.

Antonio Eugenio Gómez, have signed the agreement at City Hall of the municipality to carry out such actions.

With the Young Mortgage, the City of Abarán want to promote access to housing for young people as key to building a life project itself and provide advantageous ways to access home ownership or rent.

For this we have made a cooperation agreement between the municipality and the financial institution.

The Young Mortgage is aimed at young people aged between 18 and 35 who meet the requirements and process the mortgage loan application through the CAM to become homeowners in this county.

The agreement provides that the bank will decide on the assignment or denial of the Young Mortgage and Abarán City Council agrees to give enough information on this agreement.

In return, CAM will contribute € 100 per transaction formalized since the signing of the agreement until December 31, 2008, amounts that will be aimed at social, cultural or environmental Abarán City Council.

For its part, the CAM Microcredit Programme is intended to support and encourage self-employment projects for companies who have limited access to external financing through traditional means, the poor, with a business idea, you can manage work projects self, as is the case of women, immigrants, over 45, people with disabilities and long-term unemployed.

The purpose of this agreement is to promote and enhance the economic resources through participation Abarán City Council as a partner in the mechanism of pipeline and development of microcredit schemes.

The purpose of Caja del Mediterráneo to continue this initiative and support the development of this activity.

Regional Manager in Murcia, D.

Ildefonso Riquelme Manzanera, explained that the Young Mortgage fees are very low and that the rest is 0% commission and amortization.

The loan for the purchase of first home sets the maximum amount to 100% of the valuation for young people who wish to reside in the municipality of Abarán.

The interest rate according to the Euribor interbank 0.10 points in the first half.

A period of 50 years maximum to these mortgages.

For his part, Mayor Abarán, Antonio Eugenio Gómez, thanked the Regional Director and Chairman of the CAM its effort to achieve the Convention and its presence in the town hall, like that of other directors of Caja Mediterráneo .

The request may be made at the offices of Youth Information, box office or site www.cam.es. Mediterranean

Source: Ayuntamiento de Abarán

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